What is a Judgment?

A judgment is an order issued by a court of law. When you borrow money, you are legally required to repay the debt. This includes opening a credit card account, getting a line of credit from your bank and obtaining financing for a big purchase. You can also become indebted to service providers. This can… Read More

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Stimulus Acts and Student Loans: What You Need to Know about CARES, HEROES, and HEALS

As of February 2020, student loan debt in the United States reached a record total of $1.6 trillion. Many people are struggling to pay student loans and taking part in various deferment and other assistance programs. As COVID-19 and related shutdowns caused economic issues across the nation, the federal government passed the CARES Act, which… Read More

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3 Ways Health Insurance Protects Your Personal Finances

Medical care is expensive. And affordable health insurance can be difficult to find. But finding fund for the monthly premium in your budget can protect your finances in the long run. Alternative solutions like urgent care and prescription discount finder tools have popped up to help people find more affordable prices. But these cheaper services… Read More

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3 Ways Health Insurance Protects Your Personal Finances

Medical care is expensive. And affordable health insurance can be difficult to find. But finding fund for the monthly premium in your budget can protect your finances in the long run. Alternative solutions like urgent care and prescription discount finder tools have popped up to help people find more affordable prices. But these cheaper services… Read More

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10 Ways to Build Credit Without a Credit Card

Credit cards are a great tool for building credit. They’re easy to use, offer flexibility, and sometimes even reward you for using them. Most also directly impact your credit score and are used by many people to begin building their credit profile. But what if you don’t want a credit card or are having trouble… Read More

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How Can You Support Small Business During the 2020 Holidays?

Small businesses are a huge part of the American economy. They make up 99% of all businesses in the nation. But even in good times, small businesses have around a 50% long-term survival rate, making economic uncertainty and a global pandemic extremely worrisome for many small-business owners. Find out how you can support small businesses… Read More

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What You Should Do Now to Prepare for Tax Season 2020

As of December 27, 2019, the IRS had received a whopping 155,798,000 tax returns during the year. A bit over 138 million of those were filed electronically, with almost 60 million electronic tax returns filed by individuals handling their own taxes. Whether you intend to be a self-preparer in 2021 or not, it’s a good… Read More

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Can Debt Collectors Call on Holidays?

When you’re in debt, getting calls from debt collectors is common. But can debt collectors call on holidays? Although there are no regulations that specifically make calling on holidays illegal, there are regulations that prohibit debt collectors from contacting consumers at unusual or known inconvenient times.  Find out more about the answer to this common… Read More

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